Insurance in Poland

Questions

• Can I apply for a residence card with your insurance?

  Yes. Our insurance meets all the requirements provided for by the Act of 12 December 2013 on foreigners applying for a visa, granting the right to enter Poland.

• If I get permanent residence in Poland, can I still receive medical care under this insurance?

  Medical expense insurance for foreigners applies to persons temporarily staying in Poland. After obtaining a permanent residence card, the insurance contract ceases to be valid, and further insurance coverage is not provided. In such a situation, you have the right to a refund of the insurance premium for the unused protection period.

• I am applying for a temporary residence permit. For what amount and for how long should I purchase medical insurance?

  Medical insurance for a minimum amount of 30,000 euros must be valid for the period necessary to achieve the purpose of stay in Poland. With us, insurance can be purchased for a period from 30 days to 1 year.

• What is OC?

  OC (compulsory motor third party liability insurance) is a type of insurance that protects the driver from financial consequences of damage caused to other people or their property as a result of an accident or collision.

• If I am engaged in international transportation, what insurance do I need to arrange?

  For full protection of your business in international road transport, it is recommended to arrange the following types of insurance: - Carrier’s liability insurance (CMR) Mandatory policy for international road freight transport under the CMR Convention. Covers liability for loss, damage or shortage of cargo during transportation. -Cargo Insurance Additional coverage extending the CMR policy, protects against risks not covered by the convention (improper packaging, force majeure, etc.).

• Do I need to arrange life insurance when applying for a mortgage?

  Yes, most banks require life insurance when providing a mortgage loan. This is a mandatory condition for protecting the bank’s interests, as well as for ensuring the financial security of your family in the event of the borrower’s unforeseen loss.

• How can I arrange insurance?

  You can arrange insurance in two ways: Remotely – just contact us by phone or email, and we will prepare all the necessary documents and help with the process of arranging. At the office – we invite you to our office at: Aleja Jana Pawła II 61/212, Warsaw. However, please contact us in advance to arrange a meeting time.